Retirement Calculator
Plan your retirement savings needs.
About this calculator
Will your nest egg last? This retirement calculator estimates how much you’ll need and when you can realistically reach it. Enter current savings, monthly contributions, expected returns, and desired retirement age to project your balance at retirement and sustainable withdrawals in retirement. Model Social Security and a lower return assumption post‑retirement to reflect a more conservative portfolio. Run multiple scenarios to see how starting earlier, increasing contributions, or trimming expenses shifts your target date.
Frequently Asked Questions
What withdrawal rate is safe?
Traditional guidelines use 3–4% of your portfolio per year adjusted for inflation. Results depend on market returns and your time horizon.
Should I change returns in retirement?
Many retirees reduce stock exposure, which can lower returns. Try a lower return rate in retirement for a conservative plan.
Want more ways to boost income?
Get weekly tips, calculators, and earn‑more strategies straight to your inbox.